Deposits in India — and why we don't publish a P2P funding guide

Disclaimer: Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions.

Available methods change often — always check what the exchange shows in your own account for India.

Official deposit options

Where the exchange offers a direct INR deposit or card purchase in your account, that is usually the simplest route. Card purchases often carry higher fees, so compare the final amount you receive before confirming.

Why there is no P2P funding tutorial for India

Indian media have reported P2P sellers whose bank accounts were frozen or had funds held even though they traded in good faith, because the buyer’s payment was later linked to a cyber-fraud complaint. In one case reported in October 2026, a single trade of 1,000 USDT led to about ₹4.5 lakh being frozen. For this reason we only publish P2P safety and risk information for India, not a “how to fund your account with P2P” guide, and this page carries no referral link.

If you use P2P anyway: anti-fraud checklist

• Accept payment only from an account in the verified name shown in the order — refuse third-party payments.
• Never release crypto on a screenshot or SMS. Wait until the money is visibly in your own bank account.
• Keep all communication inside the exchange’s official P2P chat. Anyone who moves you to WhatsApp, Telegram or phone is a red flag.
• Keep records of every order: order number, counterparty name, bank statement, chat.
• If something goes wrong, open an appeal inside the order and contact your bank.
• Never lend your bank account, UPI ID or identity to anyone.

Risk notice

Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions. In India, crypto gains are taxed at a flat 30%, 1% TDS applies and losses cannot be offset (unchanged in the 2026 budget). This is not tax advice.